INSURANCE & FEES
INSURANCE
We accept the following insurances as In-Network Providers:
Aetna
Moda
PacificSource
Providence
Regence BCBS (we cannot accept EPO plans)
Cigna (coming soon)
United Healthcare
***Unfortunately we do not accept OHP / Medicare at this time.***
Clients can email Practice Manager Savannah Brown for preliminary benefit checks.
Watch “Insurance 101”, insurance information from Practice Manager Savannah Brown.
OUT OF NETWORK INSURANCE
If you do not see your insurance company/carrier on the above list, it means that we are Out of Network with your insurance company, and we may or may not be able to accept it for services here. “Out of Network” describes providers and facilities that haven’t signed a contract with a specific health plan. Out of Network providers may be permitted to bill you for the difference between what you plan has agreed to pay, and the full amount charged for a service. This is called “balance billing”, and it is what is described above in the “No Surprises Act.” This amount is likely more than In-Network costs for the same service, and might not count towards your annual out-of-pocket limit. We bill Out of Network for approved insurances as a courtesymost insurances offer at least partial coverage for billing by an Out of Network provider, but coverage is not guaranteed. Please contact your insurance carrier by calling the phone number on your member ID card to learn more about your reimbursement or coverage for Out of Network services.
Why do I need a functional Credit or Debit Card on file?
It is our policy that everyone have a credit or debit card saved to their secure client portal and opt into the autopay feature. Copays, session fees, or other fees will be charged at midnight the day of each appointment.
What if I don’t want to use insurance?
This is called Self Pay or Out of Pocket Pay. You can find all of our rates under Costs + Fees (listed at the bottom of the page).
Why am I being charged again when I was already charged my co-pay the day of my session?
Most insurance have Deductibles. It is an amount you have to pay toward before your co-pay kicks in. Each insurance company has a contracted rate that YOU will be charged until you meet your deductible amount. Example: My deductible is $500 and my insurance company's contracted rate with my provider for therapy sessions is $137. That means if I was only using my insurance for therapy, I would have to pay the contracted rate for a little over 3.5 sessions. Then I will only be charged my co-pay moving forward. Since your deductible can accrue through most services covered by your insurance plan and we cannot track your other services, we initially only charge for your co-pay. Once the claim is processed and comes back, our system will update the balance on your deductible and you will be charged that day. This is also called “Surprise” or “Balance” Billing. See below for more information about those.
What if I can’t make it to my scheduled appointment or I have an emergency?
If you are unable to keep an appointment, please notify your therapist immediately. Giving us enough notice could allow us to fill that slot for someone in need. Please provide 48-hour prior notice if a cancellation is necessary. Except for emergency situations, any notification less than 48-hours in advance will be subject to a $130 fee.
What is “Balance” or “Surprise” Billing?
When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a healthcare facility that isn’t in your health plan’s network. “Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care - like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.
COSTS + FEES
55 MIN. SESSIONS
Insurance Rates
*Individual Therapy: $200
*Family Session: $250
*Group Therapy: $60
Out of Pocket Rates
*Individual Therapy: $175
*Couples Session: $225
*Family Session: $225
*Group Therapy: $40
45 MIN. SESSIONS
Insurance Rates
*Individual Therapy: $175
Family and group session
are not billed at 45 min.
Out of Pocket Rates
*Individual Therapy: $175
Couples, family, and group sessions
are not billed at 45 min
INITIAL EVALUATION
Insurance Rates
*All initial evaluations
are billed at $250
Out of Pocket Rates
*All initial evaluations
are billed at $175
Have questions?
Email info@movingforwardstayingpresent.com or call 503-995-6576
We are happy to assist you and help sort it out!